Retirement Wealth Managers
About Us — The Parker Financial Difference
Independent and Client Oriented
We are financial advisers focused on retirement. Parker Financial is independently owned and has no outside shareholders or corporate ownership. That means our clients’ interests are second-to-none, enabling us to recommend suitable financial products from the whole of the market rather than select areas of the market chosen by corporate interests.
Retirement Focused
Your life, your health, your family, and your retirement are very serious matters. At Parker Financial, we believe the greatest and most capable hands for these matters are your own hands. Our focus on retirement will aid you in making the wisest and most informed decisions for your future.
Wealth Management
At Parker Financial we take a holistic view of your entire financial well-being. It all starts with developing a financial plan around your goals and objectives. We are a fee-only investment advisory firm and we are also insurance licensed and we provide tax planning as part of a comprehensive strategy. When it comes to your retirement, we want to understand how all of the different pieces of your financial puzzle are working and coordinate those efforts to make sure your financial life is optimized and efficient.
Wealth Preservation
Will Rogers once said, “I am more concerned with the return of my money than the return on my money.” Most of our clients shift from a wealth accumulation mindset to wealth preservation in retirement, yet they need to keep an emphasis on long-term growth so their wealth is keeping pace with inflation. By taking a holistic approach to wealth management and focusing on risk mitigation, we incorporate our clients’ goals to create strategies that keep their money growing not just for their lifetimes, but hopefully, for many generations to come.
Investment Management
You deserve a retirement investment strategy that is grounded in academic data and financial science. Parker Financial LLC offers a low-cost, diversified global investing approach across asset classes and sectors. We rebalance as needed, so you're not speculating or gambling on high-risk illiquid investments. And we have an investment risk plan that will allow you to stay the course in the good times and the bad. Our team of professionals has years of experience applying insights from economic theory and financial science to create a retirement investment strategy that you can feel confident in.
Fee-Based
In a traditional Commission-Based model, financial professionals do not receive compensation unless they sell a registered product or effect a security transaction. Therefore, when securities are bought and sold, the client pays commission fees. With a Fee-Based structure, financial professionals charge an annual fee for portfolio construction advice and ongoing investment management. Since the financial professional is paid an annual fee for providing services on the client’s behalf, there are no additional fees to generate transactions. With no hidden costs, this model serves our clients’ best interests.
Product Neutral
Many different financial products or vehicles exist that you can use to accomplish your goals such as cash, certificates of deposit, stocks, bonds, mutual funds, exchange traded funds, annuities, separately managed accounts, hedge funds, limited partnerships and real estate investment trusts to name a few. At Parker Financial we are product neutral. Our job is to educate you about the advantages and disadvantages of these financial tools and then help you construct a plan to achieve your financial goals using the financial tools you are most comfortable with.
Fiduciary Responsibility
Registered Investment Advisers and their representatives are subject to a fiduciary standard which may be defined as the following: A fiduciary responsibility is an obligation to act in the best interest of another party. A fiduciary obligation exists whenever the relationship with the client involves a special trust, confidence, and reliance on the fiduciary to exercise his discretion or expertise in acting for a client. A person acting in a fiduciary capacity is held to a high standard of honesty and full disclosure in regard to the client and must not obtain a personal benefit at the client’s expense.
Locally Owned
Being a locally owned, community-minded firm that provides institutional-quality investment management services is a great advantage to our clients. Understanding our local community, being involved in volunteer efforts, committee participation, and philanthropic contributions all serve to develop and maintain a long-term relationship with our clients and their families.
Additional Resources
- The Author of Sound Retirement Planning.
- The Host of Sound Retirement Radio
- The Creator of the Retirement Budget Calculator
- A Retirement Income Certified Professional (RICP)
